Savings Rates
Member Investments and Savings Information |
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Certificates (CDs) A penalty may be imposed for early withdrawal. |
Term 3 Months 6 Months 12 Months 24 Months 36 Months |
Minimum $1,000 $1,000 $1,000 $1,000 $1,000 |
Rate 0.65 % 0.75 % 1.25% 1.50 % 1.75 % |
APY 0.65 % 0.76 % 1.26% 1.51 % 1.76 % |
Call for quotes on amounts over $50,000 |
IRA Certificates A penalty may be imposed for early withdrawal. |
Term 6 Months 12 Months 24 Months 36 Months |
Minimum $1,000 $1,000 $1,000 $1,000 |
Rate 0.75 % 1.25 % 1.50 % 1.75 % |
APY 0.76 % 1.26 % 1.51 % 1.76 % |
Call for quotes on amounts over $50,000 |
IRA Savings | Minimum $100 |
Rate 0.75 % |
APY 0.76 % |
Rate Period July 1st to September 30th | |
Health Savings | Minimum $25 |
Rate 0.50 % |
APY 0.51 % |
Rate Period July 1st to September 30th | |
Money Market $2,500 minimum balance required to open |
Range $0-$2,499.99 $2,500 and Over |
Rate 0.05 % 0.75 % |
APY 0.06 % 0.76 % |
Rate Period July 1st to July 31st |
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Christmas Club | Minimum $25 |
Rate 0.35 % |
APY 0.36 % |
Rate Period July 1st to September 30th |
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Premier Business Checking | Minimum $100 |
Rate 0.25 % |
APY 0.26 % |
Rate Period July 1st to September 30th | |
Checking Accounts $25 minimum balance required to open |
Range $1,000 and Over |
Rate 0.10 % |
APY 0.11 % |
Rate Period July 1st to September 30th | |
Savings Accounts (Shares) $25 minimum balance required to open |
Range $100-$4,999.99 $5,000-$9,999.99 $10,000 and Over |
Rate 0.25 % 0.30 % 0.40 % |
APY 0.26 %0.31 % 0.41 % |
Rate Period July 1st to September 30th Paid October 1, 2018 |
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U.S. Treasury Information |
Range 3 Month T-Bill 6 Month T-Bill Prime Rate |
Rate 1.90% 2.085% 5.00% |
Date of Last Change: T-Bill June 25, 2018 Prime June 14, 2018 |
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APY is Annual Percentage Yield. All rates shown, except CDs, are paid on an average daily balance. The interest rate and annual percentage yield may change for your account as determined by the credit union board of directors. Earnings may be reduced by fees or other conditions. Ask an employee for information on applicable fees and terms for each account. |
THCU accounts are insured up to $250,000 by the National Credit Union Administration. The NCUA is an independent agency of the United States Government. Each qualifying account is also provided with an additional $250,000 of protection through ESI (Excess Share Insurance). This additional layer of coverage forms the highest level of federal and private account protection available.