Loan Rates
|
Loan Rates (Revised 9/1/2018) Call your credit union or apply online |
|||
| TYPE | TERMS AND CONDITIONS |
ANNUAL PERCENTAGE RATE* |
Approximate Monthly Payment (per $1,000)
|
| New and Used Vehicles |
60 Months 72 Months |
2.95% to 13.70% 2.95% to 14.70% |
$17.97 $15.20 |
| Recreational Vehicles, Boats, Travel Trailers, Motorcycles |
To 84 Months | 6.25% to 17.00% | $14.77 (84 Months) |
| Home Equity Loans |
To 30 years based on certain terms and conditions.
|
Please call for a rate quote. Rates change daily |
|
| Unimproved Property | 60% Appraised Value To 120 Months |
7.25% to 17.75% | $11.78 (120 Months) |
| Share Secured CD Secured |
To 36 Months |
Share Rate + 0.50% CD Rate + 0.50% |
Varies according to term and rate |
| Personal and Line of Credit Loans | To 60 Months Up to $20,000 | 10.25% to 18.00% | Varies according to term and rate |
| Overdraft Protection Loans |
up to $500 |
18.00% |
Fixed payment of $25 |
| MasterCard MasterCard Gold |
$500 to $5,000 $5,000 to $20,000 |
13.90% 9.90% |
Based on 3% of the card balance |
|
* Your rate may vary from the above rates and will be determined by your credit history and credit union services utilized. Payments calculated on $1,000 with 45 days before 1st payment without credit life or credit disability insurance. |
|||
THCU accounts are insured up to $250,000 by the National Credit Union Administration. The NCUA is an independent agency of the United States Government. Each qualifying account is also provided with an additional $250,000 of protection through ESI (Excess Share Insurance). This additional layer of coverage forms the highest level of federal and private account protection available.
